Why You Need a Mattress Accident Protection Plan

 Accidents happen. You spill your morning coffee, your kid gets sick, or your pet has a bad day—no big deal. But when an accident happens in the bedroom and your bed is involved, it can cost you hundreds, if not thousands, if you need a whole new mattress.

Fortunately, you can prepare for these incidents. When you buy your next mattress, consider adding accident protection. By spending a little more upfront, you can save yourself from paying out of pocket to replace your mattress should an accident happen down the line.

Accident Protection vs. Standard Warranties

Buying a mattress is a significant investment. Even lower-end mattresses cost a few hundred dollars, and depending on the type of mattress you choose, you could sleep on it for 10 to 20 years. So, whenever you buy a new bed, you want to ensure it’s a well-made, durable product protected by a warranty. Especially if you take the luxury route, you should also consider an accident protection plan to safeguard your investment and cover unexpected damage.

Accident protection plans are very different from mattress warranties, and not all brands offer the option. So before you decide where to buy your new bed, be sure to check what type of coverage the company offers and read the policy details.

What’s Covered by a Mattress Warranty?

Mattress warranty terms vary from brand to brand, but they generally cover manufacturing issues. If you receive a defective product, you can file a warranty claim. If approved, the mattress company will repair your mattress or send you a replacement.

Shoppers should note that most mattress warranties only cover errors on the manufacturer's end, such as faulty springs or deformities. The warranty doesn't apply to damage you cause, such as stains and rips. Most mattress warranties also exclude normal wear and tear and body impressions.

While a warranty covers manufacturing defects, accident protection plans cover post-purchase damage caused by the customer.

How Much Do Warranties Cost?

Some mattress brands offer non-prorated warranties for free with purchase, and they cover the cost of repair or replacement for approved claims. That said, you may be responsible for shipping costs.

Other companies offer prorated warranties, which may require you to pay for a portion of the repair or replacement, depending on the circumstances. Lastly, some mattress warranties start non-prorated and become prorated after a few years. Make sure you read the full terms before purchasing so you know what you’re entitled to as a customer.

How Long Do Mattress Warranties Last?

Again, terms vary, but most trustworthy mattress companies offer 10 to 20 years of warranty protection. Some mattress brands also offer extended warranties for an additional price. When you buy an eligible mattress at Nolah, your purchase includes our lifetime warranty at no extra cost.

What’s Covered by a Mattress Accident Protection Plan?

While a warranty covers manufacturing defects, accident protection plans cover post-purchase damage caused by the customer. With mattresses, the most common claims include spills, stains, rips, punctures, and structural damage caused by drops or other incidents. If the mattress company or plan provider approves the claim, you’ll receive a replacement or can send in your mattress for repair.

How Much Do Mattress Accident Protection Plans Cost?

Unlike standard warranties, accident protection plans cost extra. As a general rule of thumb, you shouldn’t spend more than 25 percent of the cost of the mattress on an accident protection plan.

7 Reasons to Invest in a Mattress Accident Protection Plan

Knowing that accident protection plans cost extra, you're likely wondering whether or not they're worth the price. You may be thinking, how likely am I to make an accident claim? If you make even a single claim, an accident protection plan more than pays for itself. You'll get a brand new mattress, and depending on the plan provider, may not even have to pay for shipping.

To help mattress shoppers decide if an accident protection plan would benefit them, we’ve compiled a list of common risk factors for mattress damage and reasons why the extra fee is well worth the investment.

Knowing that accident protection plans cost extra, you're likely wondering whether or not they're worth the price. You may be thinking, how likely am I to make an accident claim? If you make even a single claim, an accident protection plan more than pays for itself. You'll get a brand new mattress, and depending on the plan provider, may not even have to pay for shipping.

To help mattress shoppers decide if an accident protection plan would benefit them, we’ve compiled a list of common risk factors for mattress damage and reasons why the extra fee is well worth the investment.

1) You Have Pets

Who can resist letting their furry best friend climb into bed with them for late night or early morning snuggles? Unfortunately, cuddle sessions can have unintended consequences. Whether your pet relieves themselves, scratches at your mattress, or nips at the cover, you’ll want accident protection to cover the damage.

2) You Have Kids

Kids make messes. Some damage is bound to happen, whether they’re potty training and have an accident, sneak a juice box in bed and spill, or treat their bed as a bounce house. That’s why Nolah offers our Mulberry Accident Protection Plan for just $.99 with the purchase of our Nolah Nurture kids’ mattress.

3) You're Human

Yes, pets and children are a bit more accident-prone than adults. But everyone has their days, and some accidents are unavoidable. We won’t get too graphic, but sex, menstruation, getting sick, wounds, incontinence, and other health conditions can result in unsightly mattress stains.

4) You Sleep Hot

Even the best cooling mattress can’t completely prevent perspiration if you live in a hot climate or don’t have air conditioning. Unfortunately, night sweats can leave behind unpleasant splotches and stains.

5) You Wear Makeup

Makeup stains are one of the most common reasons customers file accident protection claims. Makeup stains—especially from colorful or waterproof makeup—are notoriously difficult to clean, and unfortunately, you can’t throw your mattress in the washing machine as you can with your bedsheets. Thankfully, many mattress accident protection plans, including Mulberry’s, cover any type of stain, including those caused by cosmetics.

6) You Enjoy Breakfast or Beverages In Bed

If you enjoy lazy Sunday mornings with breakfast on a bed tray, drink tea and read before falling asleep, or have a glass of wine while watching movies in bed, you’re bound to spill at some point. Food and drink stains—especially from red wine or coffee—are a pain to clean and will likely leave some residue. With an accident protection plan, you can get a brand new bed instead.

7) You Have to Transport Your Mattress

Transporting a mattress is easier said than done. No matter how careful you are, you risk ripping, staining, or dropping the mattress en route, resulting in broken springs or indentations. If there's a chance you'll move in the foreseeable future and take your mattress with you, consider an accident protection plan to mitigate transportation hazards.

Protect Your Nolah Mattress with the 10-Year Mulberry Accident Protection Plan 

At Nolah, we make it easy for customers to add an accident protection plan to an eligible mattress purchase. We’ve partnered with Mulberry, an industry-leading product protection provider, to give our customers the ultimate peace of mind.

When you add Mulberry protection to your mattress purchase, you get 10 years of coverage. If something happens and you damage your mattress, all you have to do is submit a claim through Mulberry’s online portal. In most cases, Mulberry will send you a brand new mattress and cover shipping costs. You can read the full terms of our Mulberry Accident Protection Plan here.

How Much Does Mulberry Cost?

We encourage customers to protect their purchase with Mulberry so they can sleep easy knowing their investment in a premium Nolah mattress is safe. Our mattresses are ultra-durable and come wrapped in protective covers, but no bed is invincible or immune to stains. That’s why we offer our Mulberry Accident Protection Plan at an affordable price.

It costs only $.99 to add Mulberry to our Nolah Nurture kids’ mattress, and plans for all other mattresses start at $139. However, we often offer huge savings on our protection plan.

How Do I Add Mulberry Accident Protection to My Mattress Purchase?

You can easily add our Mulberry Accident Protection plan to qualifying mattress purchases during checkout. On the right-hand side of all our mattress product pages, you'll see your options for mattress sizes, firmness level (for the Nolah Evolution), add-ons, recommended extras, and options for mattress removal, setup, and our 120-night sleep trial. Simply select the Mulberry 10-Year Protection Plan before adding the mattress to your cart. You can always reach out to our support team via live chat, phone, or email if you need assistance.

If you forget to add Mulberry at purchase, don’t worry! You can purchase the accident protection plan separately within 30 days of your mattress purchase. Reach out to our support team, and they'll send you a link to purchase the plan directly from Mulberry.

More Ways to Keep Your Mattress Clean and Safe

Whether or not you decide to add accident protection to your purchase, you can also protect your bed with physical barriers. Consider our waterproof, hypoallergenic, and machine-washable GlacioTex™ Cooling Mattress Protector. It does an excellent job keeping liquids, critters, dust mites, and other allergens out of your mattress. Add-ons like the Nolah Mattress Topper and our Latex Mattress Topper also provide an extra layer of protection to any bed.

Disclaimer: Nolah does not provide medical advice. All resources on the Nolah blog, including this article, are informational only and do not replace professional medical counsel. Talk to your doctor about any health, mental health, or sleep-related issues.